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In the heart of rural Uganda, 26-year-old Annet’s story shines as a beacon of community support and personal resilience. A devoted mother to her five biological children and her 12-year-old niece, Grace (a pseudonym), who is living with HIV, Annet’s life has been transformed through the support of a Village Savings and Loan Association (VSLA) and Mildmay Uganda’s household livelihood program.